To schedule a free initial consultation to discuss your legal issues, contact the Law Office of Chris Ring online or call 606.784.2428. Fax - 606.784.1615

Office Hours are Monday through Friday 8:30 a.m. to 5 p.m. After hour and weekend appointments are available upon request.  For personal injury our operator will be available after hours.


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A man in debt is so far a slave.

                                           -Ralph Waldo Emerson

Chapter 7 Bankruptcy & Chapter 13 Bankruptcy

  • Are debt collection calls disrupting your life?
  • Are you unable to make the minimum payments?
  • Are you facing wage garnishment, foreclosure, or other lawsuits?
  •  Is it becoming impossible to get ahead on the debts you owe?
  • Are you facing the tough decision of what bills to pay and what bills not to pay?

Bankruptcy can provide relief to the above and other financial problems that you may be facing. Bankruptcy is available to individuals, partnerships, and corporations. Once a financial crisis strikes, many of us wind up having to take on significant debt just to weather the storm.

The purpose of Chapter 7 Bankruptcy is to give an individual debtor a “fresh start” by discharging certain debts.  As stated by the U.S. Supreme Court: "It gives to the honest but unfortunate debtor . . . a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt." Local Loan Co. v. Hunt, 292 U.S. 234, 244 (1934).

Contact the Law Office of Chris Ring to schedule a free Bankruptcy consultation today. Call our Morehead law office today at 606.784.2428